DEFI CLUB TERMS OF USE

Effective Date:01.12.2025


WWay Corp., a legal entity duly incorporated under the laws of Seychelles, under company number 247483, with offices located at: 306 Victoria House, Victoria, Mahé, Seychelles, a company operating under the brand “DeFi Club” (“Club”, “Company”, “we”, “us”, or “our”), provides its services through the DeFi Club community platform, the official mini-application on the Telegram platform, and the official website: https://deficlub.pro/club/ (the Service).

Prior to utilizing the Service, we kindly ask you to read these Terms of Use (“Terms”), as well as any other policies, guidelines, or notifications made available on the Service. By accessing or using the Service, you acknowledge that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy https://deficlub.pro/terms-of-use. If you do not agree, you must refrain from accessing or using the Service.

Definitions

For the purpose of these Terms, the following capitalized terms shall have the meanings set forth below:

Content - all materials provided by DeFi Club through the Service, including, but not limited to data, information, reports, audits, strategies, model portfolios, asset allocations, analyses, articles, guides, videos, recordings, tools, and all other intellectual property created or licensed by DeFi Club;

Subscriptions - a paid access plan to the Service and its Content for a specified term, which may include different levels, providing access to specific resources, features, community privileges, or other benefits as described in these Terms;

User/you - any natural person who has reached the age of majority according to the laws of their country, who has purchased a Subscription, and who is entitled to access and use the Club’s Content in accordance with these Terms.

1. Acceptance of Terms
1.1. These Terms constitute a legally binding agreement between you and the Company.
1.2. By accessing or using the Service, you represent and warrant that:

-You have reached the age of majority, have the legal capacity to enter into this agreement under the laws of your country of citizenship or residence, and are authorized to use the Service in compliance with all applicable local, national, and international laws;

-You are solely and fully responsible for ensuring that your use of the Service complies with the laws of your country. Company is not responsible for any violations of local laws committed by the User;

-You explicitly acknowledge that all investment, trading, or speculative activities conducted based on the Content carry substantial risk of total capital loss. You agree that you participate voluntarily and assume full responsibility for any gains or losses resulting from such activities.

-All information within the Club is confidential. You agree not to share, copy, forward, or otherwise distribute Content to persons outside the Club. Breach of confidentiality may result in immediate termination of access without refund;

-The Club uses third-party platforms to provide Services. You agree to comply with the terms and privacy policies of such third parties. The Сompany is not responsible for interruptions, data breaches, or other issues arising from third-party services;

-Your use of the Service is entirely voluntary. Nothing in these Terms obliges you to participate, and the Company makes no guarantees regarding financial outcomes, rewards, or other benefits from using the Service;

-You confirm that you have read and agreed to the Privacy Policy https://deficlub.pro/terms-of-use

2.Service Provided
2.1. DeFi Club provides Users with access to a combination of digital platforms, tools, Сontent, and community features designed to support information sharing, analysis, and networking within the decentralized finance (DeFi) ecosystem. Access to the Service is granted exclusively through a valid Subscription.
2.2. The Service provides access to the following resources, designed to support User engagement, analysis, and community interaction:
- Content - a structured repository of materials, including textual guides, video instructions, checklists, audits, risk assessments, and a catalog of tested DeFi tools and services;
-Model Strategies & Portfolios - access to model investment strategies and target portfolios tailored to different capital sizes and risk profiles;
-Analytical Information - operational market insights, reports on historical performance of model positions, news, and specialized analytical conclusions from the DeFi Club team;
- Community Access - access to the exclusive DeFi Club community on the Telegram platform for peer-to-peer discussion and experience exchange. Users are responsible for their conduct within the community and must comply with the Rules of Conduct set forth in Section 5;
-Tools & Dashboards – access to interactive tools, dashboards, calculators, and tracking interfaces provided by DeFi Club to support portfolio monitoring, risk analysis, and informed decision-making;
-Exclusive Events & Workshops – access to online workshops, webinars, Q&A sessions, and other community events organized by DeFi Club.

2.3. DeFi Club may update, enhance, or remove Content, tools, or platform features at any time without prior notice. Continued use of the Service constitutes acceptance of such updates.

3.Access and Subscriptions

3.1. DeFi Club grants Users’ access to the Service and its Content for the term of the purchased Subscription, subject to full payment and strict compliance with these Terms. Access is personal and non-transferable. Sharing login credentials, wallet keys, or other access methods with third parties is strictly prohibited and may result in immediate termination of access without refund.

3.2. DeFi Club offers multiple subscription levels, each providing access to specific resources, community features, and investment opportunities:

- Standard – includes community access, interaction with experts, access to the launchpad and early-stage investment opportunities, as well as selected investment pools;

-VIP – includes all Standard benefits, plus exclusive chats, additional investment pools, and special bonuses available only to VIP members;

- VIP+ – includes all VIP benefits, plus personalized services such as individual consultations with analysts, portfolio management support, and tailored investment strategies;

3.3. Access to the Service is granted immediately upon confirmation of payment. For cryptocurrency payments, Users interact with the DeFi Club smart contract via a non-custodial wallet. Payment authorizes the smart contract to debit the Subscription fee, which may include recurring payments or automated top-ups if approved by the User. Users are responsible for selecting the correct blockchain network, wallet address, and for paying all associated network/gas fees.

3.4. Subscriptions are paid in supported cryptocurrencies or other payment methods available on the Service platform. Payment amounts may be subject to currency conversion or regional adjustments. Users are responsible for all transaction or network fees and for providing accurate payment details.

3.5. Subscription fees may be adjusted based on currency conversion rates if paid via local bank cards.

3.6. All purchases are final and non-refundable due to the immediate nature of access and digital delivery of Content. No prorated refunds will be issued for early termination or suspension of access for any reason, including breach of these Terms.

3.7. Users are responsible for maintaining the confidentiality of their account credentials, wallet keys, and any authentication methods used to access the Service. Any unauthorized access or suspicious activity must be reported to DeFi Club immediately.

3.8. Users must comply with all Terms and any additional rules specified for each Subscription level. DeFi Club reserves the right to suspend or terminate access for violations, with no refund of fees.

4. Intellectual Property Rights

4.1. All rights, titles, and interests in and to the Services, including but not limited to analytical reviews, videos, guides, reports, strategies, text, visual and graphic materials, logos, trademarks, bots, smart contracts, and related intellectual property, are and shall remain the exclusive property of DeFi Club or its licensors. Users acknowledge that they acquire no ownership rights in the Content or the Services by accessing or using the Service.

4.2. Subject to full compliance with these Terms, and upon completion of payment for a Subscription, Users are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content solely for personal, non-commercial purposes. This license strictly prohibits:

-Reproduction, copying, downloading, storing, or creating backups of the Content;

- Modification, adaptation, translation, or creation of derivative works, including modifying digital signatures or smart contracts;

- Distribution, publication, broadcast, resale, sublicensing, or any commercial exploitation of the Content;

- Reverse engineering, decompilation, disassembly, or any attempt to extract source code or underlying data;

- Use of the Content for commercial or professional advisory purposes;

- Transfer or sharing of Subscription keys, login credentials, wallet addresses, or any method to access the Service to third parties.

4.3. All digital mechanisms, technologies, and proprietary systems provided through the Service are the intellectual property of DeFi Club and its licensors. Users may not reproduce, distribute, transfer, or use them in any unauthorized manner. Unauthorized use may result in immediate termination of access, legal action, and full liability for damages.

4.4. Any unauthorized use of the Content, digital signatures, smart contracts, or DeFi Club branding — including copying, redistribution, resale, modification, or public disclosure — is strictly prohibited. DeFi Club reserves the right to:

- Immediately suspend or terminate access without refund;

-Pursue legal action, including claims for damages, injunctive relief, and recovery of legal costs;

- Take any necessary action to protect its intellectual property rights.

4.5. The DeFi Club name, logo, domain names, trademarks, service marks, trade dress, and all related branding elements are exclusive property of the Company. Users may not use, imitate, register, or attempt to create any derivative branding or mark without prior written consent from DeFi Club.

4.6. DeFi Club reserves the right to monitor usage, investigate potential violations, and enforce its intellectual property rights. Users agree to cooperate fully in any investigation, including providing information or evidence of potential infringements.
4.7. All provisions of this Section 4 survive the termination, suspension, or expiration of a User’s access to the Service, including the termination of Subscriptions, for any reason. Users remain liable for any violations that occurred during the term of access.
4.8. Users acknowledge that any breach of these intellectual property provisions may cause irreparable harm to DeFi Club, and that monetary damages alone may be insufficient. DeFi Club shall be entitled to seek injunctive or equitable relief in addition to any other legal remedies available under applicable law.
4.9. By completing payment for a Subscription, Users explicitly acknowledge and accept these Terms, including all provisions of this Section 4, as a binding agreement. Access to the Service is granted only upon successful payment, which constitutes confirmation of acceptance of the license and all related restrictions.

5. Rules of Conduct

5.1. Users shall use the Services in good faith and in full compliance with these Terms, applicable laws, and any official policies of DeFi Club.
5.2. Users are strictly prohibited from engaging in the following:

a) Posting, transmitting, or otherwise making available any unlawful, defamatory, abusive, harassing, obscene, hateful, or otherwise objectionable content;

b) Engaging in any fraudulent, deceptive, or manipulative practices, including but not limited to misrepresentation of identity, impersonation, or dissemination of false or misleading information;

c) Distributing spam, bulk messages, unsolicited communications, or engaging in disruptive activity within the community;

d) Promoting, advertising, or soliciting third-party projects, services, or platforms without the prior written authorization of the Company;

e) Infringing upon the intellectual property rights of DeFi Club or any third party;

f) Attempting to gain unauthorized access to accounts, systems, or data, or interfering with the security or functionality of the Services;

g) Using the Services for any unlawful purpose, including but not limited to money laundering, financing of terrorism, or activities prohibited under applicable law.

5.3. Usernames, avatars, or any other identifiers used within the Services must not contain offensive, obscene, extremist, or misleading elements. The Company reserves the right to suspend or request modification of such identifiers at its sole discretion.
5.4. The Company reserves the right, at its sole discretion, to take any of the following measures in the event of a violation of these rules:

a) Issue a formal warning;

b) Temporarily restrict or suspend access to the Services;

c) Permanently terminate access to the Services without refund;

d) Report the matter to relevant authorities where applicable.

5.5. Users acknowledge and agree that no refunds shall be provided in cases of suspension or termination of access due to violation of these Rules of Conduct.

6. Waiver of Warranties & Risk Disclosure

6.1. DeFi Club makes no representations or warranties of any kind, express or implied, regarding uninterrupted availability, performance, reliability, or suitability of the Service. Users acknowledge that technical issues, maintenance periods, or system failures may occur, potentially affecting access to Content or community features. The Service disclaims any liability for delays, disruptions, data loss, or unavailability, regardless of cause.

6.2. Users understand and accept that the Service relies on decentralized blockchain infrastructure and may be subject to inherent risks, including smart contract bugs, network congestion, transaction delays, validator outages, wallet exploits, phishing attacks, or other cybersecurity threats. DeFi Club shall not be liable for any loss of assets, tokens, or data resulting from such vulnerabilities.

6.3. DeFi Club is not a registered financial advisor, broker, dealer, investment manager, or tax professional. The Service provides general analytical and informational content only. Users acknowledge that all decisions regarding digital assets, investments, or DeFi activities are made independently and at their own risk. All information provided through the Service, including the Content, is for reference and informational purposes only. The Content is general in nature and does not constitute personalized investment advice, a recommendation, or a solicitation to buy or sell any digital asset.
6.4. Participation in the Service is entirely voluntary. Users acknowledge and accept that digital assets and DeFi activities are highly volatile and carry a risk of total loss. DeFi Club does not guarantee any profits, rewards, or appreciation of digital assets, and Users are solely responsible for any financial outcomes, including losses, unrealized gains, or opportunity costs.
6.5. DeFi Club does not manage, control, or hold Users’ digital assets. All wallets, keys, passwords, and other authorization means remain under the exclusive control of Users.
6.6. The Service may involve third-party DeFi protocols, decentralized exchanges, lending platforms, or smart contracts. DeFi Club does not guarantee the safety, security, or functionality of these Third-party protocols. Users accept the inherent risks, including smart contract exploits and rug pulls.
6.7. DeFi Club shall not be liable for any loss, delay, or failure caused by events beyond its reasonable control, including natural disasters, armed conflicts, regulatory changes, market disruptions, or widespread internet outages.

7. Termination and Suspension
7.1. DeFi Club reserves the right, at its sole discretion, to suspend or terminate a User’s access to the Service, in whole or in part, without prior notice, for any reason, including but not limited to a breach of these Terms, violation of applicable laws, or misuse of the Service.
7.2. Violations of the Rules of Conduct as set forth in Section 5 may result in immediate suspension or termination of access without refund. Users acknowledge and accept that any such actions are within the exclusive discretion of DeFi Club.
7.3. Upon suspension or termination, all rights granted to the User under the Subscription shall immediately cease, and the User must immediately discontinue all use of the Service and any associated Content.
7.4. Suspension or termination shall not limit or affect DeFi Club’s right to pursue any legal or equitable remedies available under applicable law.
7.5. No prorated refunds, compensation, or other payments shall be provided in the event of suspension or termination, regardless of the reason, including but not limited to violations of these Terms.

8. Dispute Resolution

8.1. In the event of any dispute, claim, or controversy arising out of or in connection with these Terms, the Services, or the use of the DeFi Club community and related platforms, the parties shall first attempt to resolve the matter amicably through good-faith negotiations. All complaints must be submitted in writing via the official support email: @deficlubsupport

8.2. If the parties are unable to reach an amicable resolution within thirty (30) days, the dispute shall be submitted to the exclusive jurisdiction of the courts of the Seychelles. Users agree that any legal action must be brought individually and not as part of a class, collective, or representative proceeding.

8.3. These Terms, and any disputes arising from or relating to them, shall be governed by and construed in accordance with the laws of the Seychelles, without regard to any conflict of law principles.

9. Miscellaneous
9.1. DeFi Club reserves the right to modify, amend, or update these Terms at any time, at its sole discretion. Any such changes shall become effective upon publication through the official channels via: https://deficlub.pro/club/. Continued use of the Services following any update constitutes the u ser’s binding acceptance of the revised Terms. It is the User’s responsibility to review these Terms periodically to stay informed of any changes.

9.2. For questions, technical support, or dispute-related inquiries, Users may contact DeFi Club via the official support email: […], [IA5]